Back in 2006 during the 'living in a van down by the river' months, my daughter and I were involved in an accident in that same vehicle driven by the owner. Pictures of it can be seen here.
The owner was a good person, but lied about holding auto insurance. During later months when my wife dealt with an attorney, we found out that the owner was suing the driver of the vehicle that hit his van. We also found that the same attorney was handling his case as was ours, and the attorney was not willing to go after the van owner further.
Before you get in a vehicle don't be put off by demanding to see someone's insurance policy. Don't let someone else's lie of convenience cost you possibly later.
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